Answer Categories
Yes, private mandatory [Ja, privat verpflichtend]
Yes, private voluntary [Ja, freiwillig privat]
No [Nein]
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Recommendations:
We recommend leaving the question wording as it is. However, the answer options should not be read out by the interviewers in order to avoid misunderstandings in the interpretation of a private compulsory long-term care insurance (e.g. as a statutory long-term care insurance). Only "Yes" and "No" (as well as "Don't know" and "Refusal") should be offered as answer options.
Respondents who answer "yes" to this question should then be asked whether they have private compulsory long-term care insurance, private voluntary long-term care insurance or both.
Alternatively, the question could be reworded to ask about the respondents' insurance status and explicitly mention compulsory statutory insurance as an answer option:
"How are you insured for long-term care? (multiple answers are possible)[„Wie sind Sie pflegeversichert?“ (Mehrfachantworten sind möglich)
- Statutory long-term care insurance (via a statutory health insurance company) [Gesetzlich pflegeversichert (über eine gesetzliche Krankenkasse)]
- Private compulsory long-term care insurance (via a private health insurance company) [Privat pflegepflichtversichert (über eine private Krankenkasse)]
- I have a voluntary private supplementary long-term care insurance [Ich habe eine freiwillige private Pflegezusatzversicherung]
- I don't have any long-term care insurance" [Ich habe keinerlei Pflegeversicherung“]